budgeting, financial focusing, trEAsury

trEAsury…October spending

October has not turned out to be a good reflection of our usual housekeeping budget where the food shopping is concerned.  I can’t report any real thriftiness on my part but we continue to eat well and plan what we eat which is one of the best ways to save money.

As always you have to factor in the out of the ordinary expenditure and from my records the average weekly spend has increased over this month due to a number of reasons:-

  • Brexit is certainly having an effect on the prices now and inflation is beginning to bite hard.  Many items are going up by 50p a time or shrinking in size to compensate.
  • This month in particular I have increased the amount of fruit I am eating – OH has been preparing some wonderful mixed fruit salads to go with my plain no fat yoghurt at breakfast.  As we all know fruit, especially the soft fruits like blueberries and raspberries, are expensive but so good health-wise. I always eat an apple a day for my morning break at work as well so I think my vitamin C quota is well covered each day and I shouldn’t need to take any supplements.
  • When we went to help my daughter move she had no means of cooking or chilling food so was managing buying one meal at a time for a few days.  We had just returned from holiday and had no food in our house either so I grabbed a basketful of ready-made lunch items on the way at Marks and Spencers at the Wetherby services – their selection of sandwiches being better than the local Co-op.  This cost me over £16 for the four of us with a chocolate eclair each and a bag of crisps.
  • I have been using this month to stock up on basic items like toilet rolls ready for Christmas.  I always plan ahead to get these now as I don’t want to be thinking about the basic necessities close to Christmas when I need to be thinking more about shopping for meals and entertaining.
  • I have been buying the ingredients for the cake, nut roast and food gifts – they are generally found in the baking goods aisle which is always a costly place to be.
  • My lunches which I used to buy at the local Bakehouse are now all made at home so I have to factor in the extra cost of this into the weekly shop but this is balanced by the saving to my weekly personal miscellaneous spending which is virtually at zero now.
  • Due to time constraints with our decorating program my weekly visits to the supermarket have not been on the same day and I noticed that sometimes my weekly shop has been done less than a week after the previous one.

I read online that for Yorkshire and Humberside a weekly shop is on average £47.30 for a family – we eat organic foods mostly so you can add a further 10% to that figure, however I do buy mostly Sainsbury’s own cheaper brands rather than other well-known ones.  although there are only two of us sometimes a weekly shop costs as much as buying for a family of four because you cannot buy smaller sizes or the smaller sizes are more expensive to buy.

I admit we have a few expensive items such as  unfiltered organic virgin olive oil and organic free range eggs, but we do not eat meat or fish so these are a good source of the Omega 3.  A packet of lentils or chick peas is quite low-cost at only 60p and a staple diet for us together with brown rice we then buy a heap of veg to go with these and usually meet the required 5 a day at any one meal.

I like to buy good quality unprocessed whole-foods in an attempt to keep us as healthy as possible and I think I do get value for the money I spend although I would like it to be more around £50 a week mark rather than the £70 average it has crept up to because of the reasons I explained above – so plenty of work still to be done in the coming months to bring this back down.

On the positive side – I spend very little on my mobile phone a £10 recent top-up making that £10 for the year to date as I had a free £10 when I switched to Vodaphone pay as you go.

I don’t pay for all day parking on a Thursday now as I am only working Monday to Wednesday –  a saving of £16 to £20 a month – and I don’t have the petrol cost on top either – however, I have lost a whole day’s pay which more than covered these but I will be using the extra time I have gained wisely to save money in other areas too.

October achievements

  • I have bought as many items as I can when on offer, reduced or I have a coupon.
  • I continue to plan out a menu to avoid food waste – we have very little food waste now – I stopped buying those cartons of chilled coleslaw and salad stuff as once opened they only last a couple of days and I found the last little bit never got used.
  • I have about £106 in Sainsbury’s reward points to spend at Christmas.
  • I tried some new recipes – one or two will make it into my tried and tested section of my binder
  • I managed to skip the magazines most weeks buying none in August and September and only two health and food related ones in October

November budgeting

  • Making my own Christmas cake and Nut roast
  • Adding basic items to my weekly shop to stock up for Christmas
  • Making a Christmas menu plan so I don’t over buy or over spend on food that will not be eaten
  • Using the Waitrose £12 off a £60 spend
  • Clean out the freezer – use this month to plan weekly menus to use up food in there.
  • Use the £106 reward points on the double up event for drink and Christmas requirements
  • Use remainder against food bill
  • Fill car up with petrol using 9p off litre voucher

 

 

 

 

 

 

 

 

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decluttering, drEAming, fEAsible, financial focusing, general chit chat, managEAble, organising, rEArranging, trEAsury

tackling the paperwork mountain…

I am not used to working Thursdays now so it was a bit of a long week for me last week waiting until Friday for a day off work.  Due to the Birmingham visit on Tuesday  I had to work on Thursday which has recently become my cleaning day – so no cleaning done.  Dilemma then when I woke up on Friday morning – do I clean today instead or do the paperwork that is normally designated for Fridays.

 

The paperwork won!

It is a sit down job and I was quite tired by Friday morning so cleaning seemed far too energetic and I had a ‘ladies who lunch’ date with my friend which I knew would break up part of the day.

Surprisingly my desk was reasonably tidy and I got stuck in.  First job was to write a to do list – I now use Todoist as I can’t install Microsoft works on the Mac – it was the closest program to the one I had but not as good and I refuse to pay to upgrade to the premium service.  The list seemed never-ending in fact so long that even if I retired tomorrow I feel sure I would not get to the end.

So then I did a shorter version to capture the really urgent tasks but it still looks a bit daunting.

Having assembled a frightening list I then made a note of any upcoming appointments and put reminders in my diary.  I also checked the September birthdays and made a mental note to see if I can find suitable cards from my supply to save me buying any more.  I have more than enough blank cards in my craft cupboard and just need to find some time to make some and this would be a good economy as I spend far too much on cards over a year.

Then it was down to bill paying – the plumber for the recent radiator leak (yes I know more water problems),  the roofer (who has done a small repair for us to prevent a future leak) and Yorkshire Water for our water bill (it seems a little ironic that we have to pay so much for water when we seem to attract more than our fair share of free water into our lives in the form of leaks and floods!).

Whilst online transferring the payments I did a quick check of our bank statements to assess our situation.  We have of course spent quite a bit on paint and new furniture recently for the bedroom we have just decorated – I didn’t set a budget as such but I always know when something is more than we should be spending.  The wardrobes were our dearest item and then the drawers and the small bookcase but the two blinds were very reasonable at £16 and we made the wardrobe door handles.  The duvet cover with pillowslips only came as a pack of two at £32 making them £16 each, the fleecy throw was £4 and a few picture frames at £3 or £4 each.  Everything else we already had.

Within our usual day-to-day spending there is always room to economise more.  The dearest item by far this week was the petrol we bought for the journey to Birmingham.  My neighbour has recently been sent three Sainsbury’s 12p off petrol coupons,  I go there every week and they have not sent me or OH any – so feeling a trifle miffed about that.

I am however still taking packed lunches to work so saving a good £10 a week there even allowing for the extra food on the weekly shopping bill.  I have a £20 gift token for Boots so I will wait until there are offers on the brands I use or put it towards a new hairdryer – mine stopped working one day recently, the same week as the iron died on me!

We have just changed gas providers from Npower to EDF for a cheaper deal – the electricity is already on a reasonable fixed rate and with our BT line we pay up front for the year which is cheaper and try not to go over the hour with our calls which are free for the first 60 minutes – difficult when you have 2 daughters, a mother and a sister (and not forgetting my brother) who all like a long chat.  I will just have to start keeping the timer by the phone and cut them off after 55 minutes!

As I can’t reduce most of the bills any further I can only look to the housekeeping and transport costs – food, petrol, cleaning and toiletries to make more savings.

 

Over the rest of the weekend I extended sorting the paperwork to a mammoth session of decluttering and streamlining the files in the office.  I am not sure where the mountain of paper came from to throw out but the files are so much lighter now.  There is far too much paper to shred – I can’t put it in the recycle bin as too much sensitive information so we will take it on holiday with us to Scotland and have a bonfire at the cottage.

 

So after my sorting out session everything is in order and up to date,  I even managed to set up the log in account for my new workplace pension.  We have always preferred the ethical funds for OH’s pension where we have been given a choice and it has performed well over the years so I was pleased to find I could choose an ethical one with our workplace pension provider.  I am not sure I will accrue very much between now and retirement but I won’t be refusing the ‘free’ money paid in by my employer and the government as every little helps!

My next job is my heap (I exaggerate not here) of magazine cuttings – I am not sure why I find such a pleasure in hoarding articles and pictures torn from magazines.  I spend time neatly filing them into folders – all subjects – gardening, craft, health, decorating ideas, recipes etc but now I have a whole shelf full of files dedicated to magazine cuttings plus the heap waiting to be filed.

I realise I have a problem and as an example of how chronic my addiction is I have articles on health issues I don’t even suffer with…well not yet anyway!   I have more diets than I could possibly try out and more craft ideas than I would even want to attempt – after all why would I want to crotchet a hot water bottle cover really when I can’t even crotchet!  In my perfect life I might consider it but when it takes me all my time to go to work, shop, cook and clean a crotchet hot water bottle cover is probably on the end of my do to list.  (Just checking I did add this on to the end of my list!)

So I am resolving to be ruthless – my OH is not convinced – he knows me and my cuttings well!  Watch this space…

 

 

 

 

 

being thrifty, decorating, drEAming, financial focusing, general chit chat, homestEAding, trEAsury

‘dolly’ mixtures…

It has been a busy week again since we arrived home from a long weekend at the cottage/caravan.  Work was particularly pressured this week but I now have 5 days off to look forward to with having the extra Bank holiday day on Monday.

Today I would normally have been cleaning but decided instead to tackle the pile of paperwork that has been breeding accumulated on the desk and get back on top of the finances.  I have a number of tasks…

  • Find a new mobile provider – (once again, as sadly Sainsbury’s gave up last year as a provider) and now Talk Mobile are pulling out of their pay as you go which cost me all of £20 a year!   I am not a phone user so not really worth me being on a contract and the best coverage at our cottage / caravan is Vodaphone.  Their pay as you go is expensive so I am looking for a cheap, cheap, and even cheaper contract.  OH has one that is only £7.50 a month with bundles or whatever but I am not sure I can get that deal now.
  • Decide how to switch my new pension investment  – finally our firm has enrolled onto the people’s pension scheme and I had the first deduction taken this month from my salary.  As with OH pension I want to invest in an Ethical fund but the first pay in is into the default ordinary one so I need to read up on the instructions of how to change this online.  Looking at the figures on the handout we were given at the recent seminar the Ethical choice is doing relatively well.
  • Check our bank accounts and savings and update them.
  • Check over the renewed insurance policy for the cottage – a job I hate doing but must be done.
  • Switch energy provider – Npower are now for the chop.
  • Filing – plenty of it!

Once the paperwork is done my next task is to decide what is going back into the newly decorated bedroom.  We have assembled the Ikea wardrobes which have been fitted out with shelving rather than hanging and will be my linen cupboard and also house fabrics and sewing projects –  this will take the strain off the wardrobe in our main bedroom.  We have also bought a set of drawers so I have to decide where and how to store the items I am keeping and what is to be displayed.  My granddaughter will eventually stay in this room so I want it to look appealing to her and have a place for a few toys.

I removed a bag full of soft toys when we cleared out the room – this little rag doll is the same age as my elder daughter – 37 years old.  I made her as a sample for a sewing kit manufacturer interested in selling toy kits when I worked for New Look Patterns in the seventies and eighties in Bradford – some bloggers may remember them as Maudella.  We were updating the toy section of the catalogue at the time and I had great fun designing and developing a selection of toys.

She has always been called ‘Dolly” and here she is having a leisurely soak whilst her clothes are in the washer.

 

 

Meanwhile bunny and Ted have been spruced up in the washing machine together with a few other ‘friends’.

I had to make the awful decision to send one or two to the charity shop to be loved in a new home – what is it about soft toys that makes this such a hard job?

When my mum comes to stay she has little room to pack lots of toiletries in her case and they make it heavy so she keeps a spare set of basic things at our house.  I have put them all into a little guest basket for her and added in a couple of towels, face cloths and scented soaps – looks much prettier on the shelf now.

 

We needed a new blind for the Velux roof light as the old one had rotted in the sun.  When we checked the price we found they are nearly £100 now for a ‘proper’ Velux blind.  We came across an ordinary blind reduced to £6 in John Lewis and it just happened to be the same width so OH managed to carefully remove the fabric from the new blind and fix it onto the winding mechanism of the old blind.  Brilliant  – what a bargain.

I shall reveal all soon – just not been able to take any pictures yet.

 

Have a great weekend – back soon.

fEAsting, financial focusing, gardening, homestEAding, meal planning, mEAndering, out and about, trEAsury

economising update…

I haven’t done a post for ages on our economising so thought a bit of an update in order.

It is slow progress but at least there is progress.  I have now moved our savings into higher interest rate accounts, although the rates are still comparatively low, but any interest is better than nothing.  These savings will help to make our pension go further in the future when we stop working so it is important for us to make the most of what we have.

One of the best rates for us at the moment is actually the Flexclusive saver from Nationwide  paying 5% gross over the year.  It is one of those regular savings account where you save up to £500 a month and this accumulates over the year – you cannot put in a lump sum at the start.  At the end of the year you have to close the account and start again.

On the spending side I have managed to balance the books so to speak and deal with the outstanding paperwork.  I think it took me longer than the two hours I am trying to set aside each week and last week I did not do anything at all deciding instead to go in the garden.

I have sorted out all our new outgoing payments such as the increased Council tax and my yearly parking contract and have fixed the utility bills for a while though these need constant watching for better deals.  I find it tiring to have to search around on the internet and compare all the time – thank goodness we don’t have to do this for the mortgage.

Since the New Year I am still planning a menu for the week although it is often a bit of a rushed flexible list; however, it is having the required effect and cutting down on any waste food.  I have also started planning and taking a packed lunch to work – mostly I have a mixed salad, a cabbage and carrot slaw with walnuts (homemade by OH) and then some protein – a piece Nut Loaf or Quiche or just a boiled egg – sometimes it is leftovers.   This saves me about £3.50 a day.

I  have two months overtime to claim this payday a total of about 50 hours so quite a nice boost to the savings pot although I have a few items I want to buy and I might even treat myself  – perhaps a relaxing massage or reflexology treatment.

When we go out we have been making the effort to pack a picnic – actually I am enjoying these and have a few recipes to try that I can freeze in individual portions.  Tomorrow we are going up to North Yorkshire with a picnic to see my granddaughter and visit the Himalayan Garden and Sculpture Park at Grewelthorpe.  I have a feeling the plant nursery is going to be far too tempting perhaps this will be my treat rather than a massage!

Sainsbury’s have been very good recently and keep giving me a triple points coupon and the reward points are already building up again – I have now got £64.24p.  Morrisons have also given me a £5 coupon to spend (we tend to get our petrol here).  It will come in useful when we go to Scotland as the two supermarkets in Stranraer are Tesco and Morrisons.

And the not so economical

I had a bit of a spending spree last week on items that I had run out of or worn out and a few that had not been planned for but caught my eye  – this is the list;-

  • I needed some face cream and I use Neal’s yard which is not the cheapest but it suits my sensitive skin
  •  one or two gorgeous little outfits for my granddaughter from Sainsbury’s £18
  • a white top for work from Sainsbury’s £10
  • some new Tayberry Mucker gardening boots £35  from the internet as my old ones are wearing out.  They are a bit like moon boots but very flexible with comfy fur-lined soles – I wouldn’t be without them so much better than my old wellies.

Tayberry Mucker Boots

  • a bird house from Sainsbury’s £8 and OH has put this in the garden, attached to the top of a pole. I think the pole cost more than the bird house!

 

We also bought a few items for the garden last weekend from the Garden Centre with my birthday tokens (some National Garden vouchers) which covered the cost and although I could have been thrifty and grown my own herbs I felt it was just nice to treat myself and the large bottles of feed / bug spray will hopefully last a very long time – here is the not very thrifty list:-

  • A Gazebo to go in the shady border £35
  • some organic seaweed feed £7.49
  • an organic greenfly spray £6.99
  • a courgette plant, some mint and fennel £5.49
  • a posh garden fork by Burgon and Ball £9.99
  • a paving knife also by Burgon and Ball £9.99I love my new shiny stainless steel hand tools – my old fork has hardly any wooden handle left it is so worn – but must be well over 20 years old.

Hope everyone is enjoying the weekend x

decluttering, fEAsible, financial focusing, getting things done, managEAble, my goals, rEArranging, simplifying, to do list, trEAsury

So much to do and so little time to do it…

…was it Pooh Bear who said that…or was that about eating honey – Oh if eating honey was my only task!

I have set aside what time I have this month to Focus on completing and following up on the previous three.  To recap: I spent January focusing on my finances, February focusing on simplifying and decluttering my space and March focusing on a Spring clean.  I now have a list of left over jobs to tackle from each month and only two weeks of April to complete as we will be away for Easter and beyond.

You will find the list of tasks under April if you click on the Focus 2014 tab above or click here

I have been a busy bee this weekend whizzing through some of those little jobs that hang around – you know the ones I mean the non-urgent tasks that seem to roll over on the task list from one month to another.  If you don’t suffer from this ever then please leave me your secret in the comment box!

Since last Friday I have managed to  –

  • get a spare garage key cut £5.50 (ouch!), only on the list since last month
  • take my paper scissors to be sharpened £3.50 (I thought this was reasonable as they will last a while and it saves buying any new ones), on the list since January
  • laminated the clock change instructions to keep handy in my car and the compost layering ‘recipe’ to nail to the underside of the compost lid, as well as the musical sheets that are part of our musical crackers game ready for next Christmas get together,  on the list since January
  • cut back part of the front lawn that had crept over the driveway, on the list since last September
  • weeded the front bed where my lovely tree had been that succumbed to Honey fungus and is now ready for new planting,  on the list since February
  • finished copying over the old videos that we want to keep on DVD discs,  on the list for over a year
  • hubby took the sink trap off for cleaning (the fact that he didn’t screw the half bowl trap back on properly and I flooded out the cupboard below tonight – we won’t mention!), actually not on the list but we had a drain smell occur this last week
  • sent another bag of clothes to charity,  not even on the list
  • washed my black winter coat,  on last months list
  • washed all the cleaning cloths and dusters,  on the list for ages – the pile has just got bigger (they definitely breed)
  • balanced our finances, trying to do this at the end of each month no matter what
  • located the bottom of the ironing basket, this is on my weekly list but often has to be abandoned

and that was as well as the usual cleaning, washing  and tidying but it does feel good to not have to roll them over again.

 

I must say that the parts of the house that I have simplified, decluttered and cleaned are a real pleasure to be in.  I do need to work on my routines to keep up to this level of tidiness, cleanliness and clutterlessness (is there such a word?)…and most of all I need to keep a tight hold on the purse strings to avoid buying and bringing unnecessary bits and pieces back in.

Having said that there are certain items I am looking to buy or even make and as I go through each room simplifying and decluttering I am making a list of these items.  That may sound strange when my mission is to get rid of things but I also want to enhance my new space and make it decoratively pleasing to be in.

One of the items I am on the look out for is a small pretty wicker basket to contain my use up toiletries – so I can leave it out in full view and remember to use them.  At the moment they are in a Muji plastic tub but it would be nicer to have them in something a little more decorative than functional as I am sure it will be an ongoing container, even this plastic one

Small Faux Rattan Storage Basket
Google Images

from Lakeland would be better but I would like to avoid plastic and prefer a white-painted wicker one.

For anyone out there doing the same decluttering / tasks / spring clean how is it going for you?

 

Have a good week x

 

 

 

 

being thrifty, budgeting, financial focusing, trEAsure, trEAsury

Financial Focusing review #2

Such a short month February I suppose it should be easier to stay in budget but I still went over by £1.85.  Now I am thinking if only I had taken one more packed lunch I would have hit my target.

If you haven’t been following along my budget allowance for this month has been taken from the whole of  last years spend for each category – less 10% then divided by 52 and times 4 which gives me the figure in the end column.

February 2014 Spending

The £13 for cleaning product was spent on water filters  – a box of 6 which were half price.  I have classed them as a cleaning product as it isn’t really a grocery item either and after all in my logical thinking they do clean up the water!

My groceries were well under budget but my lunches more than double – I must make an effort to pack up more – my mornings are always so busy I need to know exactly what I am taking in fact Ideally I should prepare it the night before.

I had to buy more supplements this month as I had not been replacing them as I ran out since Christmas and they are always expensive I also stocked up on Homeopathic remedies which have to be ordered over the internet.

And you may have noticed the stationery spend ooops – still I am reorganising my office space – I will have some photos soon to show you of the new streamlined office which is slowly coming together now –  but not yet finished.

I managed without buying any petrol last month but I know as I write this I will need to fill up tomorrow when I go shopping I am just hoping I will get a petrol voucher to get some money off.

I am really pleased with the toiletries coming in at £6.24 all I bought was Epsom Salts and Ball of foot cushioned pads both items for my feet.  I add the Epsom salts to my foot bath when I soak my feet.

And now the items that came into our house in the last week or two.

What I bought Feb

 

From left to right –

  • Black display binder – to store my decorating ideas
  • Patterned shopping bag – self explanatory
  • Mini spray bottle – for cleaners – I use these around the house as they are neat and small enough to store in small spaces
  • 3 books – yes I went to Waterstones when I was in Leeds for my hospital appointment but I only paid for one of them as I had £10 on my stamp card and £4 on my points card.
  • 1 box lawn food – ready for April this was on offer at Sainsbury’s
  • Toiletries – 3 for 2 offer on shower gel plus extra points,  handwash from the £1 shop
  • 3 spiky physio balls – I have been wanting to order these for a while as the osteopath I saw last year swears by them for tight muscles.
  • Pack of commemorative children’s TV stamps – occassionally I treat myself to a pack of special stamps for my collection – I couldn’t resist this one of Childrens TV characters
  • Garden Illustrated magazine – I bought this for the article on planting a white border.

None of the items came out of my housekeeping budget apart from the toiletries which are from the March budget and so don’t appear in the table above.

These pictures will now go into my Incoming items tab on my rerouted blog click here to see the full list so far this year of what has come into the house that is not food.

This weekend I had to search for car insurance and breakdown.  After the performance I had when I broke down before Christmas with the free breakdown included in my insurance which turns out is not free at the point of need I decided to buy a years cover from Green Flag which will cover me going to work or  further afield for £65.  My car insurance does not reduce if the breakdown is not included as it is ‘free’ but my current provider is still the cheapest available to me when I search the internet comparison sites.

I am always glad when that job is done and I am signed up for another year.  To make the whole task easier I have a typed sheet with all the information I require to answer the questions such as the year I passed my test and the year I bought my car.  I keep this with my folder so I can refer to it each year – I also keep a note of my no claims bonus years as different providers have different limits.  I am now on 11 years no claims wheras my providers limit is 9 years.

I will need to keep a careful eye on the March budget – it is a longer month and with Mothers Day coming up I will be having a visit from my mum which I will need to save for so I can treat her to a few days out and about.

How are you doing with your budget so far?

budgeting, fEAsible, financial focusing, my goals, trEAsure, trEAsury

Financial Focusing review #1

Update for February Housekeeping

February                                                              Wk1                 Wk2
Groceries / wholefoods and cleaning      21.10               38.15
Lunch & snacks at work                                 0.00                 7.65
Medicines/ remedies / supplements        2.29                 0.00
Stationery                                                            0.00                 5.97
Toiletries / makeup                                         6.24                 0.00
Total                                                                      29.63                51.77
Having a week off work with my poorly foot  in week 1 of February actually saved quite a bit of money partly because I did not have to buy lunches and partly because it kept me out of the shops!
I did also use some reward points towards my groceries so although these figures look quite reasonable if I factor in the reward points I would have overspent on food.
I am quite proud of myself for not buying any magazines this month so far.  I have a subscription for Country Living (xmas present) and I kept last years too to reread – much of which is still relevant.

Update for the bill budget

There is good news on the energy savings too – Npower our gas provider have refunded our account with £250 and will reduce our standing order to £60 month.  I will be working hard to get this reduced further but at the moment this is a start.
Scottish Power are yet to send us the £54 cheque for the compensation due for last years 3 days without power during the heavy snow.  I was told it would be here the end of January and I rang to remind them of this last Friday but could not get to speak with the right person.  It is quite frustrating that I have to keep chasing them – I can feel a letter coming on.

Items coming into the house this last week. 

I have been having some problems with the car remote and have had to use the ordinary key.  So I bought a new battery which only lasted a day so I think there must be something wrong with the remote fob – a bit of a waste of a new battery and the money.
Car remote battery
I bought these garden chair covers to put over the metal patio chairs and keep them from the bad weather. Money well spent here I think.
Garden Chair covers
This is a granite worktop saver and I have had this on my list for a long time – we have one at the cottage and they are extremely useful and versatile – I can chop veg and put hot pans on here and being cool it is good for pastry though perhaps a bit on the small side.
Granite worktop saver
This exercise of monitoring what comes into the house is quite enlightening and I am already beginning to see where some of the money goes and how we  accumulate more stuff soon after a clearout – I have already bought quite a few items this year even though it hasn’t felt like it.  One or two new items a week will accumulate over the year to a huge 52 -104 items.  That is actually quite a lot of new things to find homes for unless they are replacing something I already have.
Tomorrow is shopping day – with my meal plan in hand I should only be buying the basics – bread, milk, fresh veg and anything we have run out of.  I don’t know whether to be excited or worried about a trip to Rymans one night this week.  I am clearing our home office / craft room at the moment and need a few more stationery items to complete my new systems.  The temptation could just prove too much!
On a different note my appraisal was OK – glad it is over I don’t feel I get much out of them really and I don’t see how one form can suit all personalities I feel I need to redesign mine to make sense to me!  It will now end up in a folder and like everyone else only be referred to prior to the next review in 6 months time – not how they are meant to be used but I will be making my own goal and task list that I can understand.
Have a good day tomorrow – the weather is certainly improving but for how long?